Is it possible to insure a vehicle and obtain a license plate without holding a driver's license?

It is possible to insure a car without holding a driver's license, but you cannot drive the car.

You might need to add a licensed driver to your vehicle registration or get parked-car insurance.

Some insurance companies require a valid driver's license to register a car, but non-owner car insurance is available for those who don't own a car.

Unlicensed drivers can buy auto insurance, but they might pay higher rates.

If your license has been suspended or revoked, you might need to get an SR22 policy.

"Parked car" or "storage" insurance policies protect your vehicle against damages while it's not in use.

To buy insurance without a valid driver's license, you may need to speak with an insurance agent in person or over the phone.

If no one will be driving your car, you may only need comprehensive coverage.

You can add a car to someone else's policy only if they have an insurable interest in the car.

In most states, you must present proof of insurance to register a car.

The average cost of a six-month policy in 2024 is $880, and unlicensed drivers can expect higher rates.

If you have a suspended license or SR22, you might need to explore options for insurance with a suspended license.

You can't add a car to just anyone's policy, they must have an insurable interest in the car.

SR22 or equivalent filing may be required in some states to get your driving privileges reinstated.

The exact increase in insurance rates for unlicensed drivers will depend on multiple factors.